Saving Interest Rates

4/5/202222.08.2017admin

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We hereby inform to all our esteemed depositors/account holders that the interest rates on Domestic Term Deposits are revised w.e.f 01.02.2021

Saving Interest Rates Comparison
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Period	General, NRO, Institutional, Co-operative Credit Society	Resident Senior Citizen
7 days to 14 days	3.25%*	3.25%*
15 days to 45 days	3.75%*	3.75%*
46 days to 90 days	3.75%*	3.75%*
91 days to 181 days	4.50%*	4.50%*
182 days to 12 months	5.30%*	5.60%*
Above 12 months to 18 months	5.70%*	6.05%*
Above 18 months to 24 months	5.70%*	6.05%*
Above 24 months to 36 Months	5.70%*	5.80%*
Above 36 months to less than 39 Months	5.70%*	6.25%*
39 Months (Only monthly / Quarterly payout)	5.70%*	6.05%*
More than 39 Months to less than 5 Years	5.70%*	6.25%*
5 years up to 10 years	5.80%*	5.95%*

Saving Schemes List: Types, Interest Rates & Tenures You can invest in a host of savings schemes in India, many of which carry tax deductions and exemptions under the Income Tax Act, 1961. In this article, we will give you an overview of the different savings schemes available in term of returns, ease of investment, taxability of income. Interest rates affect how you spend money. When interest rates are high, bank loans cost more. People and businesses borrow less and save more. Demand falls and companies sell less. The economy shrinks. If it goes too far, it could turn into a recession. When interest rates fall, the opposite happens.

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