Union Bank Cd Rates
- Union Bank Of India Saving Account Opening
- Union Bank Promotional Cd Rates
- Cd Rates Union Bank California
- Union Bank Money Market Rates
- Union Bank Cd Rates Promotion
PurePoint Financial is a division of MUFG Union Bank, N.A. Toll-Free: 1.833.787.3764 1 When you fund your new CD within 10 days of a completed application, you will receive our best rate offered during that 10-day period for the same product and term. . APY = Annual Percentage Yield. The interest rate and annual percentage yield may change without notice after account opening. Interest rates and annual percentage yields are current as of 8/31/2020. The CD rates from Union Bank are not competitive. The only exception is that some CD terms offer an interest rate of 0.20% if you make an initial deposit of $10,000 or more. If you can afford that initial deposit, Union Bank is worth considering. Otherwise, you should consider another bank.
Simply Free Plus checking. $1000 minimum to open (when activity requirements met). Balance: Interest Rate: APY. $0.01 to $100,000: 0.70%: 0.70%: Over $100,000.
Get a great rate on your account
Effective as of December 24, 2020
Rates for certificates of deposit & individual retirement accounts (IRAs)
| TERM | $1,000-$24,999.99 APY* | $25,000 & OVER APY* |
|---|---|---|
| 3 months (CD only) | 0.15% | 0.25% |
6 months | 0.20% | 0.30% |
| 9 months | 0.25% | 0.35% |
| 10 months | 0.30% | 0.40% |
| 11 months | 0.40% | 0.50% |
12 months | 0.45% | 0.55% |
| 13 months | 0.45% | 0.55% |
| 15 months | 0.50% | 0.60% |
| 15 months Access** (CD only) | 0.50% | $10,000 min to open (new money) |
| 16 months | 0.50% | 0.60% |
| 17 months | 0.50% | 0.60% |
18 months | 0.50% | 0.60% |
| 19 months | 0.55% | 0.65% |
| 20 months | 0.60% | 0.70% |
| 22 months | 0.65% | 0.75% |
| 24 months Open Online | 0.65% | 0.75% |
| 27 months | 0.65% | 0.75% |
| 30 months | 0.75% | 0.85% |
| 36 months | 0.80% | 0.90% |
| 48 months Open Online | 0.80% | 0.90% |
| 60 months Open Online | 0.80% | 0.90% |
Variable Rate Individual Retirement Accounts | ||
| 18 month Variable*** | 0.55% | 0.65% |
*The Annual Percentage Yield (APY) is based on quarterly compounding. Unless otherwise noted, you must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings.
Union Bank Of India Saving Account Opening
**The Access CD offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. Requires $10,000 minimum to open
***Variable Rate IRA rate is subject to change after the account is opened. No minimum balance required to open account or obtain APY.
Effective as of October 8, 2020
Checking account rates
Simply Free Plus checking$1000 minimum to open | ||
| Balance | Interest Rate | APY* |
| $0.01 to $100,000 | 0.70% | 0.70% |
| Over $100,000 | 0.10% | 0.10% |
Simply Free Plus checking $1000 minimum to open | ||
| Balance | Interest Rate | APY* |
| $0.01 or more | 0.05% | 0.05% |
Simply Free Platinum checking | ||
| Balance | Interest Rate | APY* |
| $100 to $4,999.99 | 0.05% | 0.05% |
| $5,000 to $9,999.99 | 0.05% | 0.05% |
| $10,000 to $24,999.99 | 0.05% | 0.05% |
| $25,000 and over | 0.05% | 0.05% |
You must maintain a daily minimum balance of $100 to obtain the APY.
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Minimum opening balance is $1000 unless noted otherwise. Fees may reduce earnings.
**Statement cycle activity requirements: 12 debit card purchases posted (excludes ATM transactions), receive e-Statements via online banking (requires ongoing valid email address), access online banking, direct deposit posted.
Effective as of October 8, 2020
Money market and savings rates
Value Edge Money Market Account$10,000 minimum to open | |||||
| Balance | Interest Rate | APY* | |||
| Less than $10,000 | 0.05% | 0.05% | |||
| $10,000 to $49,999.99 | 0.10% | 0.10% | |||
| $50,000 to $249,999.99 | 0.15% | 0.15% | |||
| $250,000 to $499,999.99 | 0.20% | 0.20% | |||
| $500,000 and over | 0.20% | 0.20% | |||
Union Money Fund$50 minimum to open | ||||
| Balance | Interest Rate | APY* | ||
| $2,500 to $4,999.99 | 0.05% | 0.05% | ||
| $5,000 to $24,999.99 | 0.05% | 0.05% | ||
| $25,000 to $49,999.99 | 0.10% | 0.10% | ||
| $50,000 to $99,999.99 | 0.15% | 0.15% | ||
| $100,000 and over | 0.15% | 0.15% | ||
| You must maintain a daily minimum balance of $2,500 to obtain the APY. | ||||
Simply Savings account$25 minimum to open | ||||
| Balance | Interest Rate | APY* | ||
| $0.01 or more | 0.05% | 0.05% | ||
Simply Savings Student account$25 minimum to open | ||||
| Balance | Interest Rate | APY* | ||
| $0.01 or more | 0.20% | 0.20% | ||
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
Effective as of October 8, 2020
Union Bank Promotional Cd Rates
Health savings account rates
| Balance | Interest Rate | APY* |
|---|---|---|
| Less than $2,500 | 0.05% | 0.05% |
| $2,500 to $9,999.99 | 0.10% | 0.10% |
| $10,000 to $24,999.99 | 0.20% | 0.20% |
| $25,000 and over | 0.40% | 0.40% |
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
Making your money work as hard as possible is important. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.
Simple CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. Our Simple CDs offer our highest APY for the term of the CD but are not eligible for the potential year-end Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.40% | 0.40% |
| 12 Months | 0.50% | 0.50% |
| 18 Months | 0.55% | 0.55% |
| 24 Months | 0.60% | 0.60% |
| 36 Months | 0.75% | 0.75% |
Standard CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.33% | 0.33% |
| 12 Months | 0.42% | 0.42% |
| 18 Months | 0.46% | 0.46% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
Bump Rate CDs
The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 48 Months | 0.72% | 0.72% |
| 60 Months | 0.80% | 0.80% |
Youth CDs
Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000. These CDs are eligible for our Member Saver Reward1.
Cd Rates Union Bank California
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.58% | 0.58% |
| 12 Months | 0.71% | 0.71% |
HSA CDs
Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
Union Bank Money Market Rates
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 12 Months | 0.42% | 0.42% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
| 48 Months | 0.72% | 0.72% |
An HSA CD can be opened by calling us or stopping by.
Union Bank Cd Rates Promotion
While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. ↩︎↩︎2↩︎3↩︎4↩︎5
Rates are subject to change on a daily basis. ↩︎↩︎2↩︎3↩︎4↩︎5
APY assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal. ↩︎↩︎2↩︎3↩︎4↩︎5